Malta, due to its pristine beaches, stunning landscapes, and pleasant climate, is not just a popular tourist destination but also an appealing choice for global investors seeking European residency by investment programs. Malta’s location around the Mediterranean Sea makes it popular for cargo transhipment, and the excellent air links provide a sense of global connectivity to its residents. Moreover, the strong passport of Malta provides its investors with visa-free access to 160+ countries, including the EU Schengen area.
What is the Malta Golden Visa?
In April 2025, Malta citizenship by investment program was terminated, and the government made some Changes in Malta residency by investment program. Non-EU citizens seeking better opportunities to live and work in a stable country invest in the Malta RBI program or Malta golden visa, and in exchange, get the residency permit to reside and work in the country along with their families. The individuals can invest in real estate or contribute to the economy of Malta to get a Maltese passport.
Why Choose Malta Residency by Investment?
Malta Golden Visa provides various privileges to its investors, including location benefits, stability, visa-free access, and family inclusion.
Strategic EU Location
The strategic location of Malta at the centre of the Mediterranean Sea between Europe, Africa, and the Middle East makes it a crucial hub for trade, commerce, tourism, and international business. The country is just 2-4 hours away from the Gulf region and connects people to major shipping routes, and provides them access to the European Union’s market.
Stable Economy
Malta Golden Visa provides its investors with an opportunity to live in a country with a stable economy and strong financial systems. The country’s banking systems have solid capital and liquidity. The rapid growth of Malta’s economy provides a secure and safe future for its residents.
English-Speaking Country
Around 90% of Malta’s population speaks English, which makes it easy for people around the world to live here without worrying about the language barrier.
Schengen Visa-Free Access
Malta golden visa passport holders get the benefit of traveling to any of Europe's Schengen states without needing a visa, as it allows them visa-free access in the EU Schengen area for 90 days in any 180-day period.
High Quality of Life
Malta provides its residents with the best healthcare and education systems. Hence, the individuals planning to live in Malta with their family do not have to stress about the education of their loved ones.
Malta PR with Family
The Malta Permanent residency allows the investors to live in Malta for a lifetime with their dependent family members, including spouse, dependent children under 29, dependent parents, and grandparents.
Possible Citizenship
The investors of Malta golden visa, after getting PR by investment in Malta, can also get citizenship in the country if they meet the eligibility criteria. However, it requires that the person must be a tax resident, i.e, a person who lives in Malta for 183 days or more.
Malta Golden Visa Cost and Investment Options
Individuals planning to invest in golden visa program of Malta can consider the following three options:
Rent a property in Malta for at least €14,000 per year or buy a property in Malta for at least €375,000.
Contribute €37,000 to the Maltese government.
Donate €2000 to an NGO (Non-Governmental Organization) in Malta.
Conclusion
Living in Malta with a Golden Visa is very beneficial for people who are thinking of living and expanding their businesses in Malta, as well as Europe as it provides them access to the European Union. Malta Golden visa has thus become a global and optimum choice for a great number of investors in 2025.