Living your retirement life in a beautiful place with a calm and safe environment must be a dream for many individuals. Portugal in Southwestern Europe is a perfect destination for retirees or people earning passive income and seeking best EU residency options. As per the 2025 Global Retirement Report by Global Intelligence Unit, Portugal ranks at the top for being the world’s top retirement destination with highest score 92.6 out of 100.
What is Portugal D7 Visa or Portuguese Retirement Visa?
Portugal D7 Visa allows the non-EU nationals with a stable, passive income like pensions, rental income, or investments to live in Portugal. The D7 Visa requires at least €10,440 passive income in a bank account and the individuals qualifying can live, work, and study in Portugal along with their families. Moreover, they can enjoy global mobility with Schengen Zone visa-free travel and can also eventually apply for Portuguese citizenship or permanent residency.
Requirements for the Portugal D7 Visa
The individuals who want to get a Portugal D7 visa to spend their retirement life in Portugal must first need to consider meeting the following requirements.
The applicant must be an adult of age 18 years or above.
Must earn passive income from legitimate sources.
Minimum €10,440 funds required in the bank account.
A clean criminal record.
Travel and health insurance.
Must provide proof of 1 year accommodation.
Portuguese NIF number through a fiscal representative.
A Portuguese Bank account is also required.
How Long Does It Take to Get a Portugal D7 Visa?
Processing Time
Typically, it takes 60 to 90 days for the approval process of Portugal D7 visa however this is after the submission of application. But for the whole process it can require around 4 to 6 months.
Application Process
The first step involves initial assessment by the best immigration consultants that help prepare documentation including visa documents, bank statements, income statements, certificates required and others.
The applicants then have to submit the application. Then applicants have to appear in the SEF interview and visit Portugal.
After the successful interview process, the applicants will be granted residency.
Retirement & Lifestyle Angle - Portuguese Retirement Visa via D7
Portugal D7 Visa is extremely popular among investors especially retirees as it is a very low cost entry to Europe and comes with various significant benefits.
What makes Portugal D7 Visa Attractive?
The significant reasons behind people getting attracted to the Portuguese retirement visa are family inclusion, visa-free access to Schengen, high quality lifestyle, and favorable tax benefits.
Family Reunification
Most people prefer to live their retirement life along with their loved ones. Portugal D7 visa provides them with this benefit. They can include their spouse, dependent children and financially dependent parents in the visa application.
EU Schengen Visa-Free Access
The residents of Portugal can travel visa-free to Europe’s Schengen zone which includes many popular states. This is the main reason people find Portugal D7 visa so attractive. They can expand their businesses and brands to European business markets and explore and understand the world’s leading markets without requiring any visa.
Safety and Security
Portugal has a stable economy and is considered among the safest countries in the world as it ranked 7th globally according to the Global Peace Index 2025. The individuals who want to spend their life peacefully with their families but can not due to the political conflicts or economic uncertainty in their home countries can relocate to Portugal under its Portugal D7 visa and live a calm and secure life away from the worries of the political world.
Green Environment
Portugal has become a leader for providing a sustainable and clean environment to its citizens and residents. The country generated 60% of electricity from renewable resources and ranked 16th for being the most sustainable country globally in 2024.
High Quality Lifestyle
Portugal’s growth in technology and innovation is remarkable with the major cities of Portugal such as Lisbon and Porto being the top business centric hubs. These cities are known for rich infrastructure and excellent coworking spaces providing people with the best working environment.
Tax Benefits
The low tax policies in Portugal provide individuals with immense relief mainly by its Non-Habitual Resident Scheme (NHR 2.0) that includes zero or no tax on foreign-sourced income and a flat 20% tax rate on income earned in Portugal.
Considerations for Retirees
Retirees should consider understanding the property market in Portugal, lifestyle, tax incentives before getting residency in Portugal.
They must consider the minimum stay required for the residency.
Need to demonstrate the passive income criteria being fulfilled by the retirees.
Portugal D7 Visa Consultants in Dubai
Saad Ahsan Immigration Law Firm has global offices in Pakistan (including Lahore, Islamabad, and Karachi), Lisbon (Portugal), Dubai (UAE), and Texas (USA). Most people from UAE and its nearby areas seek help from the trusted Portugal D7 Visa Consultants in Dubai of Saad Ahsan.
Why Choose Saad Ahsan Portugal D7 Visa Consultants in Dubai?
With offices in various countries such as Dubai and Pakistan, the consultants at Saad Ahsan Residency and Citizenship, especially its Portugal D7 visa consultants in Dubai provide legal and advisory services for individuals seeking residency by investment programs, making the process smooth and efficient for people.
Conclusion
Portugal D7 visa is the best option for investors seeking perfect destinations to spend their retirement life peacefully. This visa not only provides Portuguese residency but also appears as a fresh relief for individuals who want to travel and live in Europe with their family members. The EU Schengen visa-free access further strengthens the power of this visa, providing families with travel freedom and global mobility necessary for business expansion and lifestyle enhancement.