Ajman, the fifth most populous city in the United Arab Emirates, located on the Arabian Gulf coast, has recently become an attractive destination for investors. According to the Department of Land and Real Estate Regulation, the Ajman real estate sector recorded $809 million in transactions in September 2025, which shows that the transactions increased by 53% compared to the same month in 2024. Moreover, in August 2025, the department also completed 155 property valuations worth $112.7 million, which shows that the strong confidence of investors in the UAE golden visa program is the main reason behind this surge in activity.
Rise in Property Valuations Linked to Golden Visa
From the total property valuations completed by the Department in August 2025, 107 transactions worth $48.3 million were linked directly to the golden visa applications. This means almost 69% of all valuations were bought by investors to qualify for residency. In July 2025, the results of valuations were even stronger. The percentage reached 89% with 195 valuations worth $354 million. The property valuations report clearly shows that although in August there was a slight decrease , we can see that the main force behind Ajman valuation sector growth is the properties associated with golden visas.
April Reforms Under Law No.1 of 2025
The surge in activity follows the Law No.1 of 2025, which was enacted in April 2025 by Sheikh Humaid Bin Rashid Al Nuaimi, the ruler of Ajman and a member of the Federal Supreme Council. The law introduced a real estate contribution system that allowed multiple investors to pool their money together to buy shares in property projects.
Why Does the UAE Golden Visa Matter?
The UAE golden visa offers a 10-year renewable residency to investors which is beneficial mainly for entrepreneurs and businessmen who want to live and work in the UAE. According to data by MNA Properties, in 2024, the United Arab Emirates government removed the AED 1 million down payment requirement which helped a lot of people to qualify for the UAE residency. Hence, now the property buyers investing AED 2 million in the real estate can get residency in UAE.
Ajman Real Estate Transactions in H1 2025
According to official data released, in the first half of 2025, the total real estate transactions recorded in Ajman were $3.38 billion which shows 37% yearly increase. In August the residential property valuations reached $45.7 million while the commercial ones reached $43.2 million.
Conclusion
The data and reports conclude us to the point that the golden visa applications linked investments are the main source behind the stable growth of the Ajman valuation sector.